EPFO is a central social security body governed by the Ministry of Labour and Employment. It manages the regulation and management of provident funds. EPF is one of the biggest social security schemes provided by the Government of India. Therefore, all employees need to regularly access various services like EPF balance check and EPF member passbook downloads.
If you are an EPF account holder, it is your right to know the EPF balance at any given time. This article will discuss how to check EPF balance through a mobile app. There are two mobile apps that let you use the EPF balance check feature.
Ways to Check EPF Balance Online
There are four different ways you can check your EPF balance online. They are:
- By sending an SMS
- By giving a missed call
- Through a mobile app
- On the official EPFO website
- Using the UAN portal
Check My EPF Balance Using a Mobile App
The use of smartphones in India is growing at a very high rate. People find it easier to do things on mobile rather than on a computer.
Using The Umang App
You can use the mobile application of the government, known as Umang. Apart from many other services, the Umang app has options like EPF balance check and EPF member passbook download and available updates. All you need to do is log in using your UAN.
Follow these steps and check EPF balance on the Umang App:
Step 1: Download the Umang app from Google Play
Step 2: Open the Umang app.
Step 3: Choose the language you prefer. Read the terms and conditions carefully.
Step 4: Verify your mobile number and register.
Step 5: Click on the ‘All Services’ option on the page’s bottom.
Step 6: Find and select ‘EPFO’ from the menu.
Step 7: Click on the ‘View Passbook’ option to perform an EPF balance check.
Step 8: Fill in your UAN and click on Send OTP.
Step 9: You will receive an OTP via SMS on your mobile number.
Step 10: Enter this OTP on the Umang app and tap on the ‘Login’ option.
Step 11: The screen will display the passbook and the EPF balance check will be completed.
By Using The M-Ep Application
To make things easier for all EPFO members, the organisation has launched a mobile app. This application is only available for Android users. All EPF members can access this app to make use of the various services the organisation provides.
This is how you can check your EPF balance using the M-Ep app:
Step 1: Download the M-Ep app from Google Play Store on your Android device. Just press Install, and the app will be ready to use.
Step 2: Open the M-Ep app.
Step 3: You will see three options, namely member, pensioner, and employer.
Step 4: Choose the Member option.
Step 5: Click on the EPF balance check option.
Step 6: It will ask for your UAN and phone number.
Step 7: Enter the correct details.
Step 8: When you click submit, it will display your account balance.
Step 9: You can also do an EPF balance check by downloading the EPF Member Passbook and viewing all the entries for the financial year.
Conclusion
EPF is an important savings tool for a large number of people working in public and private organisations in India. The conventional method of doing an EPF balance check was not very convenient. A lot of paperwork had to be done, and this was very time-consuming. There were several cases where the PF amount was deducted from the employee’s account but did not reach their PF fund. Employers did not deposit the amount with the government or EPFo, but this was not easily trackable. Luckily, with the launch of mobile apps, the scenario is changed now. The EPF account holders can now easily check their balance amount on their mobile phones.